Land Registry UK

Stamp Duty Land Tax (SDLT) is a tax paid by buyers when purchasing property or land in England and Northern Ireland. It’s an essential consideration for anyone looking to buy a home, as it can significantly impact the overall cost of the transaction. This article explains how stamp duty works, who needs to pay it, and how to calculate it. You can also use the form below to estimate your stamp duty based on property value and buyer status. What is Stamp Duty? Stamp Duty Land Tax is levied on property or land purchases above a certain price threshold in England and Northern Ireland. The tax applies to both freehold and leasehold properties, whether bought outright or with a mortgage. Scotland and Wales have their own equivalent taxes: Land and Buildings Transaction Tax (LBTT) and Land Transaction Tax (LTT), respectively. The amount of stamp duty you pay depends on several factors, including: The purchase price. Whether you’re a first-time b...

When purchasing a property in Wales, one of the key costs to factor into your budget is Land Transaction Tax (LTT). Introduced in 2018, this tax replaced the Stamp Duty Land Tax (SDLT) for properties in Wales and is payable on residential and commercial property purchases above a certain price threshold. Whether you're a first-time buyer or an investor, it's essential to understand how LTT works and how much you might need to pay. This guide covers the basics of Land Transaction Tax, the current tax bands, and how you can calculate your liability easily online. What Is Land Transaction Tax (LTT)? Land Transaction Tax is a tax paid to the Welsh Revenue Authority when you buy or lease a building or land in Wales. It applies to both residential and non-residential purchases above a minimum value threshold. LTT was introduced on 1 April 2018 , replacing SDLT in Wales. While similar in concept to Stamp Duty in England and Northern Ireland, the rates and thres...

Council tax is something nearly every household in the UK has to pay, yet many people aren't quite sure how it's calculated or what their council tax band actually means. If you’ve ever looked at your bill and wondered, “Why am I paying this amount?”—you’re not alone. This guide breaks down what council tax bands are, how they’re determined, and what you can do if you think you’re in the wrong band. What Is Council Tax? Council tax is a local charge set by your local council to help pay for services like: Waste collection Police and fire services Local schools Social care Street cleaning and lighting The amount you pay depends on where you live and which council tax band your property is in. What Are Council Tax Bands? Council tax bands group properties based on their estimated market value at a specific point in time —not today’s value. These bands help local councils fairly distribute tax res...

 Buying or selling a property in the UK involves more than just agreeing on a price. One of the key services you'll need is conveyancing —the legal process of transferring property ownership. Whether you're a first-time buyer, a seasoned investor, or selling your family home, understanding conveyancing costs is essential to budgeting properly and avoiding hidden fees. What Is Conveyancing? Conveyancing is the legal and administrative work involved in transferring property ownership from one person to another. It ensures that the buyer receives clear legal title to the property and that the seller’s interests are also protected. The process typically includes: Conducting legal property searches Reviewing contracts Handling Land Registry documentation Managing funds for stamp duty and final payments Liaising with mortgage lenders Exchanging contracts and completing the sale Most people hire either a solicitor or a licensed conveyancer to carry out this work...

 When buying, selling, or owning property in the UK, one of the most important processes you'll come across is the Land Registry . This government service plays a critical role in ensuring property ownership is properly recorded and legally protected. Whether you're a first-time buyer or a seasoned investor, understanding how the Land Registry works can save you time, money, and potential legal headaches. What is the Land Registry? The HM Land Registry is a non-ministerial department of the UK Government that keeps a register of all registered land and property in England and Wales. It was established in 1862 to provide a reliable and accurate record of land ownership. The Land Registry: Confirms who owns a piece of land or property Records any mortgages or legal rights over the land Shows the property’s boundaries and title plan Maintains a public database that anyone can search Scotland and Northern Ireland have their own systems— Registers of Scotland an...